You'll need proof of identity (Aadhaar, PAN, etc.), proof of address, income proof (salary slips or IT returns), and vehicle quotation from the dealer.

Typically, approval takes 24-48 hours after submitting all required documents. Disbursement happens within 1-2 working days after approval.

Yes, you can prepay your loan after 6 months. A nominal prepayment charge of 2% applies for prepayment within the first year.